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	                    Business Insurance Program
	                    
	                    
	                   
	                
	            
	            
	                
	                    Discount FSC® Certification
	                    
	                    
	                   
	                
	            
	            
	                
	                    Cyber Insurance
	                    
	                    
	                   
	                
	            
	            
	                
	                    Merchant Service Fee Reduction Program 
	                    
	                    
	                   
	                
	            
	            
	                
	                    Tenurgy Utility Reduction Program 
	                    
	                    
	                   
	                
	            
	            
	                
	                    Legal Advice
	                    
	                    
	                   
	                
	            
	            
	                
	                    Business Inquiries
	                    
	                    
	                   
	                
	            
	            
	                
	                    Newsletters
	                    
	                    
	                   
	                
	            
	            
	                
	                    Meetings
	                    
	                    
	                   
	                
	            
	            
	                
	                    Sourcing Guide
	                    
	                    
	                   
	                
	            
	            
	                
	                    Member Directory
	                    
	                    
	                   
	                
	            
	            
	                
	                    Credit Checks
	                    
	                    
	                   
	                
	            
	            
	                
	                    Marketing & Promotion
	                    
	                    
	                   
	                
	            
	            
	                
	                    Executive Alerts
	                    
	                    
	                   
	                
	            
	            
	                
	                    Stock/Equipment Sales
	                    
	                    
	                   
	                
	            
	            
	                
	                    Collection Program
	                    
	                    
	                   
	                
	            
	            
	                
	                    Accounts Receivable Insurance
	                    
	                    
	                   
	                
	            
	            
	                
	                    OSHA/EPA Compliance Help
	                    
	                    
	                   
	                
	            
	            
	                
	                    Website Development
	                    
	                    
	                   
	                
	            
	            
	                
	                    For More Information
	                    
	                    
	                   
	                
	            
Legal Advice
Questions about employer/employee issues and concerns on state and federal levels are answered by a team of specialized lawyers that only represent businesses. A few items covered are:
- Concerns about sexual harassment
 - Wrongful discharge
 - Union organization/labor relations
 - Employee Handbooks
 - FMLA ERISA ADA and Older Workers' Benefits Protection Act
 - OSHA claims
 - EEO matters
 - Wage - hour matters
 - Management training
 - Miscellaneous - FMLA lawsuits, COBRA claims, Workers Compensation
 - Claims made by your employees that are keeping you awake at night
 
Members receive one hour of FREE service per year. All discussions are handled in complete confidence.
If you are interested in receiving more information about this program, please call the Association office at (978) 874-5445.